Calculate how increasing your SIP annually — aligned with salary hikes — dramatically boosts your final corpus through the power of compounding.
Quick Goal Presets
Your monthly SIP increases by this percentage every year (e.g. 10% step-up on ₹10,000 → ₹11,000 in year 2).
Inflation Adjustment
Show inflation-adjusted real value
LTCG Tax (India)
12.5% on profit above ₹1,25,000
| Year | Annual Investment | Cumulative Investment | Wealth Gained | Closing Corpus |
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Total Future Value
Total Invested
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Estimated Profit
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Total Future Value
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A Step-Up SIP is an advanced wealth-building strategy where you automatically increase your monthly investment amount by a specific percentage (like 5% or 10%) every year. By matching your investment increases to your annual salary appraisals, a Step-Up SIP drastically accelerates compounding and helps you reach your financial goals years faster than a standard, fixed SIP.